You are not currently logged in.
Access your personal account or get JSTOR access through your library or other institution:
If You Use a Screen ReaderThis content is available through Read Online (Free) program, which relies on page scans. Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.
Pension Coverage and Borrowing Constraints
Michael A. Curme and William E. Even
The Journal of Human Resources
Vol. 30, No. 4 (Autumn, 1995), pp. 701-712
Published by: University of Wisconsin Press
Stable URL: http://www.jstor.org/stable/146228
Page Count: 12
Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.
Preview not available
Using data from the 1983 Survey of Consumer Finances and taking a measure of borrowing constraint status as an indication of a worker's discount rate, we find evidence that borrowing-constrained workers are less likely to be covered by a pension plan, and that the borrowing constraint effect is significant only for defined benefit plans.
The Journal of Human Resources © 1995 Board of Regents of the University of Wisconsin System