You are not currently logged in.
Access JSTOR through your library or other institution:
If You Use a Screen ReaderThis content is available through Read Online (Free) program, which relies on page scans. Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.
Employer-Provided Health Insurance and Retirement Behavior
Alan L. Gustman and Thomas L. Steinmeier
Vol. 48, No. 1 (Oct., 1994), pp. 124-140
Published by: Sage Publications, Inc.
Stable URL: http://www.jstor.org/stable/2524630
Page Count: 17
You can always find the topics here!Topics: Retirement, Health insurance, Retirement age, Age, Retirement benefits, Employer provided health insurance, Pension eligibility, Simulations, Retirement income, Employee pension plans
Were these topics helpful?See somethings inaccurate? Let us know!
Select the topics that are inaccurate.
Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.
Preview not available
Using data from the 1969-79 Retirement History Study, the 1977 National Medical Care Expenditure Survey, the 1983-86 Survey of Consumer Finances, and the 1988 Current Population Survey, the authors analyze, with a structural retirement model, the effect on retirement of employer-provided health benefits. Such benefits, they find, tend to delay retirement until the age of eligibility and afterward to accelerate it. The net effect is small: employer-provided health benefits lowered male retirement age by only about 1.3 months. Valuing health benefits at the price of private health insurance to unaffiliated men, rather than at the cost to employers, increases the effect. Ignoring retiree health benefits in retirement models creates only a small bias.
ILR Review © 1994 Sage Publications, Inc.