Access

You are not currently logged in.

Access your personal account or get JSTOR access through your library or other institution:

login

Log in to your personal account or through your institution.

If You Use a Screen Reader

This content is available through Read Online (Free) program, which relies on page scans. Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.

THE ROLE OF NON-GOVERNMENT ORGANISATIONS IN MICROFINANCE

Barclay O'Brien
Savings and Development
Vol. 32, No. 1 (2008), pp. 103-115
Stable URL: http://www.jstor.org/stable/25830969
Page Count: 13
  • Read Online (Free)
  • Subscribe ($19.50)
  • Cite this Item
Since scans are not currently available to screen readers, please contact JSTOR User Support for access. We'll provide a PDF copy for your screen reader.
THE ROLE OF NON-GOVERNMENT ORGANISATIONS IN MICROFINANCE
Preview not available

Abstract

This paper contends that international Non-Governmental Organisations (NGOs) have played a substantial role in developing financial services for the poor (or microfinance). Their influence has been greatest in: • Pursuing a broader common vision and mission, particularly towards the poorest; • Offering clients a larger range of products and services; • Better engaging with industry regulators; • Advocating for microfinance generally and conducting research. Furthermore, even in cases where the role of these NGO Networks is no greater than other microfinance network support organizations, it appears the former are more willing to subsidise the costs of these benefits, such as with respect to innovation and creativity. Secondly, the financial performance of the NGO networks and the NGO microfinance institutions themselves do not suffer as a result. Based on the available evidence, there is no significant variation in the performance of NGO MFIs around the world compared to the average for all MFIs. In Asia, the NGOs perform slightly worse than the average in three out of four indicators. Therefore, whilst the long-term trend is likely to see more formal and regulated financial institutions delivering microfinance, the NGO Networks themselves will retain a crucial role in the sector as a whole. Cet article présente l'idée que les organisations non gouvernementales (ONG) internationales ont joué un rôle substantiel dans le développement des services financiers pour le pauvres. Leur influence à été particulièrement importante dans la poursuite d'une vision et d'une mission plus amples et partagées vers les pauvres, dans l'offre d'une plus vaste gamme de produits et services, dans l'engagement des autorités de réglementation, supporter la microfinance et la recherche dans le secteur. En plus, même quand le rôle des ONG n'est pas plus important de ce des réseaux de microfinance, il paraît que les ONG soutiennent plus volontiers les coûts lié aux effets positifs, tels que l'innovation et la créativité. En outre, la performance ne souffre pas pour cela. Basé sur l'évidence empirique, il n'y a pas de variation significative dans la performance des intermédiaires de microfinance qui sont ONG par rapports aux autres intermédiaires de microfinance. In Asia, les ONG ont des indicateurs légèrement plus mauvais dans trois cas sur quatre. Il en descend que, même si les intermédiaires formels de microfinance auront une croissance, les réseaux de microfinance auront aussi un rôle crucial dans le secteur.

Page Thumbnails

  • Thumbnail: Page 
103
    103
  • Thumbnail: Page 
104
    104
  • Thumbnail: Page 
105
    105
  • Thumbnail: Page 
106
    106
  • Thumbnail: Page 
107
    107
  • Thumbnail: Page 
108
    108
  • Thumbnail: Page 
109
    109
  • Thumbnail: Page 
110
    110
  • Thumbnail: Page 
111
    111
  • Thumbnail: Page 
112
    112
  • Thumbnail: Page 
113
    113
  • Thumbnail: Page 
114
    114
  • Thumbnail: Page 
115
    115