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Arrearage in Instalment Selling
Erwin L. Linn
American Journal of Sociology
Vol. 53, No. 4 (Jan., 1948), pp. 282-288
Published by: The University of Chicago Press
Stable URL: http://www.jstor.org/stable/2771221
Page Count: 7
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A sample of over twenty thousand persons buying merchandise on credit by mail was asked to fill out a short questionnaire. Answers to these questions were related to the proportion of cases in arrears on their payments six months after the accounts were opened. Of seventeen factors originally studied, four are herein considered. The four relate to age, number of years at present address, residence, and marital status and were called "character" factors, as they did not appear to measure directly the capacity to pay.
American Journal of Sociology © 1948 The University of Chicago Press