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College Students' Credit Card Debt and the Role of Parental Involvement: Implications for Public Policy

Todd Starr Palmer, Mary Beth Pinto and Diane H. Parente
Journal of Public Policy & Marketing
Vol. 20, No. 1, Competition Policy and Antitrust Law (Spring, 2001), pp. 105-113
Stable URL: http://www.jstor.org/stable/30000649
Page Count: 9
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College Students' Credit Card Debt and the Role of Parental Involvement: Implications for Public Policy
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Abstract

Federal legislation has been proposed that would require parents/guardians to act as coobligors on college students' credit card applications. This study supports the assumptions underlying the proposed legislation, suggesting that students whose parents are involved in their acquisition of credit cards have significantly lower credit card balances than do students with no parental involvement.

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