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Journal Article

Savings of Young Parents

Annamaria Lusardi, Ricardo Cossa and Erin L. Krupka
The Journal of Human Resources
Vol. 36, No. 4, Special Issue on Early Results from the National Longitudinal Survey of Youth, 1997 Cohort (Autumn, 2001), pp. 762-794
DOI: 10.2307/3069641
Stable URL: http://www.jstor.org/stable/3069641
Page Count: 33
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Savings of Young Parents
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Abstract

In this paper, we examine household savings using data from the National Longitudinal Survey, Cohort 1997. This data set provides detailed information about assets and liabilities of parents with teenage children. In our empirical work, we have to first deal with several problems in measuring wealth. Although many responding parents report owning assets and liabilities, they often do not report their values. To get around the nonresponse problem, we impute the missing values for assets and liabilities. To study the patterns of accumulation of young parents, we examine wealth holdings and asset ownership across several demographic groups.

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