Access

You are not currently logged in.

Access your personal account or get JSTOR access through your library or other institution:

login

Log in to your personal account or through your institution.

State Adoption of Model Insurance Codes: An Empirical Analysis

Ross E. Cheit
Publius
Vol. 23, No. 4, Federal Preemption (Autumn, 1993), pp. 49-70
Published by: Oxford University Press
Stable URL: http://www.jstor.org/stable/3330875
Page Count: 22
  • Download ($42.00)
  • Cite this Item
State Adoption of Model Insurance Codes: An Empirical Analysis
Preview not available

Abstract

What are the patterns of adoption of NAIC model insurance acts among the states, and what explains the differences in state response? This article provides an empirical analysis of these questions. State responses are analyzed comprehensively and functionally; two core regulatory functions-financial regulation and consumer protection-receive specific attention. The article then examines three types of explanations suggested by the literature on model-code adoption: broad socioeconomic forces, narrow interest-group pressures, and the nature of public institutions (specifically the legislature and the state insurance department). The interest-group model is the most powerful, but the results it produces challenge the traditional view of the politics of insurance regulation.

Page Thumbnails

  • Thumbnail: Page 
49
    49
  • Thumbnail: Page 
50
    50
  • Thumbnail: Page 
51
    51
  • Thumbnail: Page 
52
    52
  • Thumbnail: Page 
53
    53
  • Thumbnail: Page 
54
    54
  • Thumbnail: Page 
55
    55
  • Thumbnail: Page 
56
    56
  • Thumbnail: Page 
57
    57
  • Thumbnail: Page 
58
    58
  • Thumbnail: Page 
59
    59
  • Thumbnail: Page 
60
    60
  • Thumbnail: Page 
61
    61
  • Thumbnail: Page 
62
    62
  • Thumbnail: Page 
63
    63
  • Thumbnail: Page 
64
    64
  • Thumbnail: Page 
65
    65
  • Thumbnail: Page 
66
    66
  • Thumbnail: Page 
67
    67
  • Thumbnail: Page 
68
    68
  • Thumbnail: Page 
69
    69
  • Thumbnail: Page 
70
    70