Savings and Development
journal article
CREDIT FOR SMALL FARMERS IN AFRICA REVISITED: PATHOLOGIES AND REMEDIES
Hans P. Binswanger and Rogier van den Brink
Savings and Development
Vol. 29, No. 3 (2005), pp. 275-292 (18 pages)
Published By: Giordano Dell-Amore Foundation
Savings and Development
https://www.jstor.org/stable/25830900
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Abstract

Developing successful rural finance institutions has been one of the most intractable issues in development. This paper reviews the generic difficulties confronted by rural finance and proposes a way to overcome them by combining a number of features of successful micro-finance institutions with (1) farmer-owned insurance funds at village, district and national levels; (2) insurance of national catastrophic risks in national insurance markets; and (3) international insurance.

Journal Information

The journal Savings and Development with its supplement, the African Review of Money, Finance, and Banking, was founded in 1977 by Finafrica Foundation, now Fondazione Giordano Dell’Amore (www.fgda.org), based in Milan. The journal has been voicing researchers from Countries of Africa, Asia and Latin America for many years. In 2007, it was handed over to the Research Center on International Co-operation (Finance and Development Group) of the University of Bergamo.

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Savings and Development © 2005 Giordano Dell-Amore Foundation